How To Write A Cheque The Right Way

(Information sourced from a Maybank information sheet pasted on top of a cheque deposit machine)

To ensure cheques deposited by you are processed speedily without encountering any problems, please be guided by the following do's and don'ts.

Do's

: Write clearly and legibly on the cheque deposit slip
: Write the full set of account numbers on the cheque deposit slip:
- Bank Account Number should be 12 digits
- Amex Credit Card Account should be 15 digits
- Visa/Master Credit Card Account should be 16 digits
: Write the full name of the account holder on the cheque deposit slip
: Add up the total amount of the cheques if you deposit more than one cheque
: Write the credit card numbers and the respective amounts to be settled separately, when one cheque is deposited to settle payment for more than one credit card
: Deposit a cheque issued to joint Payees into the joint banking account of the same names
: Write complete details of the transaction description and reference number, if any

Don'ts

: Do not write the ATM Card Number or Savings Passbook Number or IC Number as the account number on the cheque deposit slip
: Do not deposit post-dated cheques
: Do not deposit a cheque where the Payee's name is written as "CASH" when the cheque is crossed "Account Payee"
: Do not deposit third-party cheques where Payee's name on the cheque differ from registered name of banking account
: Do not deposit a cheque payable to a company into a banking account registered in a personal name
: Do not deposit a cheque with incomplete Payee name
For example : Payee's name on the cheque was written as Kee Tat.
This cheque should not be deposited into the banking account called Kee Tat Enterprise
: Do not deposit a cheque when date or amount in words/figures or signature is missing
: Do not deposit a cheque where there is alteration

Sample of a correctly filled in Cheque Deposit Slip


1. Contact Number
2. Customer Name
3. Full Set of Customer's Account Number
4. Cheque Deposited & Amount
5. Total Amount
6. Complete details of Transaction Description, if any
7. Complete details of Reference Number, if any


Sample of Deposit Cheque with Complete Details


1. Payee's Name Matches Registered Name of Banking Account
2. Should Not Be Post-Dated
3. Amount In Words Tally with Amount in Figures
4. Cheque Should Be Signed
5. Cheque Number